Is it a scam if someone wants to “refund” me through Cash App or Zelle?

Yes. In this con, a “support agent” or buyer claims a refund — or an accidental overpayment — is coming through Cash App or Zelle, then walks you through the app until you've sent money yourself, often as the “difference” you're told to return. These apps treat transfers like cash: instant and effectively irreversible. No legitimate company issues refunds by coaching you through a payment app, and no stranger accidentally sends you thousands.

Educational verdict from documented scam patterns — not a live report. For a 0–100 risk score on the exact link in your hand, run the checker.