Is that Wells Fargo / Bank of America fraud call or text real?
Assume it's fake until you verify it yourself. Real banks never ask for your password, PIN, full card number, or a one-time security code — and they never ask you to move money “to a safe account,” which is the signature of this scam. Hang up and call the number on the back of your card; if the fraud alert was real, the bank will see it on your account.
Educational verdict from documented scam patterns — not a live report. For a 0–100 risk score on the exact link in your hand, run the checker.